Every good valet parking services would gladly give you with their insurance details. This policy covers damage to these cars as well as other vehicles and property. Members of the National Parking Association must hold a minimum of $1 million in legal and $5 million in general liability insurance. Liability insurance for bodily harm or property damage caused by the valet. If a car breaks down while the valet is driving, the company could be held liable, and how would their insurance be used? Of course, whether you or a valet is driving, the normal at-fault regulations apply.